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Motor Insurance You Can Rely On

Drive confidently with flexible, affordable, dependable motor insurance solutions from Risk Management.
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Motor Insurance

At Coverra Risk Management, we understand the importance of protecting your vehicle, passengers, and third parties against unexpected events. Our motor insurance policies, powered by Star Assurance’s trusted underwriting, are designed to give you peace of mind on every journey. Whether it’s a minor accident, theft, fire, or major damage, we’ve got you covered with fast claims support and competitive premiums.

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+233 59 330 3903

Third-Party Insurance

This is the minimum legal requirement for driving in Ghana, and a cost-effective way to stay road-compliant. With our Third-Party Only cover, you’re protected from liabilities if your vehicle causes damage to someone else’s property or injures another person. The policy covers up to GHC 6,000 in third-party property damage. It also includes legal liability for death or bodily injury to other road users. This option is ideal for individuals seeking affordable, basic protection and is well-suited for older vehicles or infrequent drivers. Need more peace of mind? We can help you explore optional extensions.

Third-Party, Fire & Theft

Our mid-level plan provides all the benefits of the Third-Party Only policy, along with extra security for your vehicle. In addition to covering third-party injury and property damage, this policy also protects you if your vehicle is stolen or damaged by accidental fire or attempted theft. It’s an ideal choice for drivers who want more protection beyond the basics, especially if your car is parked in high-risk areas or you're frequently on the move. You gain greater peace of mind without the cost of full comprehensive insurance.

Comprehensive Insurance

This is our most extensive and highly recommended insurance plan. In addition to third-party injury and damage, fire, and theft, our Comprehensive plan covers accidental damage to your vehicle even if you’re at fault. You’ll also benefit from protection for:
  • Windscreen damage
  • Flood or storm impact
  • Vehicle overturning
  • Vandalism or malicious acts
  • Towing assistance (optional)
    Whether you're driving daily or managing a fleet, Comprehensive cover gives you total peace of mind, ensuring that both you and your vehicle are fully protected on the road.

    • What We Need to Get You Covered

    A checklist (use Elementor Icon List or Bullet List widget):

    • Year of Manufacture

    • Engine Capacity

    • Estimated Value

    • Vehicle Usage (private/commercial)

    • Category (Individual / Company)

    Ready to protect your vehicle with Coverra?

    Speak to an agent today or get a fast online quote.
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    Why Choose Coverra?

    At Coverra, we don’t just offer insurance, we provide confidence, clarity, and care in every plan.
    Our customers enjoy:
    Fast and stress-free claims
    Flexible insurance plans
    Trusted expertise
    Coverra Risk Management